When a high-net-worth non-resident asks me where to bank, the choice almost always comes down to two names. Switzerland and Singapore. I work in both. The honest answer surprises people. It is rarely “one or the other.” The Switzerland vs Singapore decision is not a contest with a single winner. It is a question of […]
Switzerland vs Singapore: Where Should HNWI Non-Residents Bank in 2026? Read More »
Setting up a Swiss fintech or neobank comes down to one question that founders almost always get wrong at the start: which licence do you actually need? Switzerland does not have a single “fintech licence” that covers everything. It has a three-tier ladder — the sandbox, the FinTech licence, and the full banking licence —
How to Set Up a Swiss Fintech or Neobank: The FINMA Licensing Guide for Founders (2026) Read More »
Swiss savings account interest rates in 2026 tell a simple, sobering story: they are close to zero. The Swiss National Bank cut its policy rate to 0.0% in June 2025 and has held it there ever since, so the average Swiss savings account now pays just 0.11% a year. On a CHF 10,000 balance, that
Swiss Savings Account Interest Rates in 2026: The Real Numbers Read More »
I am very often asked the same question by non-resident HNWI clients: how do I choose the best bank in Switzerland? It sounds straightforward. After a decade in the Swiss wealth management industry, I can tell you it is not. The answer most blogs hand you — “compare reputation, fees and stability” — is the
Swiss Bank Selection for Non-Residents: How I Actually Choose Read More »
Looking for the safest Swiss banks? Here is the short answer. The single safest bank by credit rating is Zürcher Kantonalbank, the only Swiss bank that holds a top AAA from all three major agencies. Right behind it sit the other cantonal banks, which carry a guarantee from their canton. The big names you know
The Safest Swiss Banks in 2026: Credit Ratings Ranked Read More »
Opening a Swiss bank account as a foreigner is still possible in 2026 — but the process looks nothing like what most guides describe. I am Asel Mamytova, Managing Director of BMA Business Solutions in Chur, Switzerland, and I have spent over 15 years helping international clients navigate this system. The short answer: Swiss banks
How to Open a Swiss Bank Account as a Foreigner: The Honest 2026 Expert Guide Read More »
Cross-border banking EU operations are being fundamentally restructured by CRD VI — the EU’s Capital Requirements Directive VI (Directive 2024/1619), a regulatory shift that will redefine the future of cross-border banking. From 11 January 2027, no non-EU bank can actively provide core banking services to clients domiciled inside the European Union without operating through an
Navigating swiss corporate taxation 2026 requires immediate compliance with the OECD Pillar Two 15% global minimum tax, enforced via Switzerland’s Qualified Domestic Minimum Top-up Tax (QDMTT) and Income Inclusion Rule (IIR). While statutory cantonal rates remain low—Zug at 11.8% and Lucerne at 12.3%—multinationals exceeding €750 million in revenue must pay the difference directly to the
Swiss Corporate Taxation 2026: The Ultimate Strategy Guide Read More »
The most common call I receive from UK clients goes something like this: “I have offshore income — rental properties in Dubai, dividends from a Cayman-registered fund, maybe a consultancy retainer paid to an account in Jersey — and I want to open a Swiss bank account. Is that going to cause me a problem
Swiss Bank Account for UK Residents with Offshore Income 2026 Read More »
As we navigate the sophisticated financial landscape of 2026, the question of how to invest in bitcoin has moved from the fringes of digital technicality into the center of institutional wealth management. For the professional investor, the primary objective is no longer “buying coins,” but selecting the most robust regulated vehicles to ensure liquidity, jurisdictional
How to Invest in Bitcoin via Securities: The Institutional Standard for 2026 Read More »
